Insurance Licensing & Disclosures

Licensed Insurance Producer: Ernie Maurice Houston Jr.

Insurance products and services are offered by Ernie Maurice Houston Jr., an individually licensed insurance producer. Insurance activities are conducted under his individual insurance producer license in jurisdictions where he is appropriately licensed and authorized to conduct business.

Insurance Producer License Numbers:

• Arizona: 21643796
• California: 4537318
• Texas: 3469967
• Colorado: 970386

State of Domicile: Arizona

Principal Business Location: Phoenix, Arizona

Insurance products and services are available only in jurisdictions where the producer is appropriately licensed and authorized to conduct business. Product availability, eligibility, features, costs, and terms vary by state and insurance carrier, and are subject to eligibility, underwriting, and policy provisions.

3 Generations Investments LLC and the trade name "3 Generations Financial Solutions" are not represented as separately licensed insurance agencies. The Arizona trade name application for "3 Generations Financial Solutions" has been submitted and approval remains pending.

Fixed and fixed indexed annuities are insurance products, not securities or bank deposits. Interest credits on fixed indexed annuities are subject to contract terms, including caps, participation rates, and floors. Annuities may be subject to surrender charges, withdrawal restrictions, rider fees, and tax considerations. Guarantees, including annuity guarantees, are backed by the claims-paying ability of the issuing insurance company. Product features and availability vary by insurer and state.

Information provided on this website and during consultations is for general educational purposes only. It is not legal, tax, accounting, or investment advice, and it is not a substitute for advice from a qualified professional. We do not guarantee any specific financial result, including debt elimination, reduced interest, faster repayment, investment returns, or insurance approval.

For questions about our insurance licensing or disclosures, please contact us: